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PTS GAP

PTS GAPPTS GAPPTS GAP

(Guaranteed Asset Protection)

PTS makes it easy to protect your customer relationships and your vehicles. 

request a quote

706-624-2894

PTS GAP

PTS GAPPTS GAPPTS GAP

(Guaranteed Asset Protection)

PTS makes it easy to protect your customer relationships and your vehicles. 

request a quote

706-624-2894

TOTAL LOSS? ACCIDENTS HAPPEN.

Turn your customer's disaster into an opportunity to get them into another vehicle.

PTS GAP is a critical component to include on all vehicle purchases. In the event of a total loss on a covered vehicle, PTS GAP pays the difference between the net pay off (at time of loss) and primary insurance settlement*. 


*GAP Protection may not take care of the entire deficiency balance.  Please refer to our Terms and Conditions for details.

dEALERSHIP BENEFITS

RAISE YOUR BOTTOM LINE

RAISE YOUR BOTTOM LINE

RAISE YOUR BOTTOM LINE

Our low-cost program allows you to upcharge to raise your bottom-line profit. 

REDUCE NEGATIVE EQUITY

RAISE YOUR BOTTOM LINE

RAISE YOUR BOTTOM LINE

No more expensive write-offs; GAP pays the difference between the insurance settlement and the payoff of the vehicle.

RETAIN YOUR CUSTOMERS

RAISE YOUR BOTTOM LINE

RETAIN YOUR CUSTOMERS

GAP is designed to cancel the customer's debt allowing you to put them into another vehicle quickly. Don't lose your customers to a competitor, get PTS GAP today!

CUSTOMER BENEFITS

  • No more paying on a car the customer cannot drive.
  • PTS GAP helps the dealership put the customer back in another vehicle and on the road.
  • For the cost of less than one monthly payment, PTS GAP covers the customer for up to 48 months.

PTS GAP makes it simple

INTEGRATION

INTEGRATION

INTEGRATION

We partner with top names in the industry to provide a simple process. 

PRICING

INTEGRATION

INTEGRATION

We offer competitive, customizable pricing plans. 

PAYMENTS

INTEGRATION

PAYMENTS

One-time cost covers your customer up to 48 months! 

request a quote

Frequently Asked Questions

Guaranteed Asset Protection. We help dealers protect their investments in both their vehicles and through customer retention. 


Primary insurance is required for all GAP claims. No reimbursement will be provided if the customer lapses on their insurance policy. 


GAP is referred to as a waiver. GAP does not replace auto insurance or comprehensive/collision/bodily/injury/property damage/liability coverage that the customer is still required to carry in most states. 


A successful GAP program starts with quality training for your team. PTS will work closely with your team to ensure they know how to sell and administer the GAP program.


In the event of a total loss to the covered vehicle, PTS GAP will cover the difference between the net pay off and the primary insurance carrier’s settlement on the date of the loss up to a max amount determined by program option.


Because standard comprehensive and collision auto policies only cover the "fair market value" of your customer's car.  That can be as little as 80% of what they paid for their car, starting the minute they drive it off the lot.


Contact Us

 Benefits of Guaranteed Asset Protection

Our GAP Programs help businesses by creating additional revenue streams by raising bottom line profits, Reducing negative equity and most importantly, customer retention.  

PTS GAP

113 N Park Ave, Calhoun, Georgia 30701, United States

ptsgap@ptsfinancialservices.com (706) 624-2894

Hours

Open today

08:30 am – 05:00 pm

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